1. HLO’S TERMS OF SERVICE I.Welcome to HLO Service (“We”, “Our”, “Us”) mobile device application (“HLO”) and website. Users who download software for HLO (“the HLO Software”) or use, access or purchase subscription for HLO ( “You,” “User” or “Users”) can only do so by accepting the following terms and conditions of service and Privacy Policy II.Please read the following terms and conditions of service carefully before using HLO. By downloading the HLO software or using, accessing, or purchasing subscription for HLO, you are acknowledging that you have read, understood and agreed to be bound by the following terms and conditions (the “agreement”). This includes accepting any modifications made to these terms and conditions from time to time, without limitation or qualification. III.If you are not willing to agree to this agreement in full please stop using HLO straight away. IV.The agreement constitutes a binding contract between you and HLO. We will send you a copy of this agreement if you email us at hloapp.help@gmail.com with subject: Terms of Service Agreement. 2. CHILDREN AND MINORS NOT TO USE HLO HLO is not available to and must not be accessed by any person under the age of 18 years in any circumstances. Where the age of majority is 21 years, HLO is not available to and must not be accessed by any person under the age of 21 years in any circumstances. Any person under the age of 18 (or the age of 21 where that is the age of majority) must not view or otherwise use HLO, whether directly or indirectly. No person over the age of 18 (or 21 where that is the age of majority) may allow or solicit a minor to view or use HLO in any circumstances whatsoever. 3. AFFIRMATION OF ADULT STATUS You hereby affirm and warrant that you are over the age of 18 (or 21 where that is the age of majority) and that you have the capacity to lawfully enter into and perform all the obligations contained in this agreement. 4. MODIFICATION OF THIS AGREEMENT I. We reserve the right at our own discretion to modify, add to, change, or remove parts of this Agreement (including the Acceptability Guidelines) at any time. We will notify you of any such modification, addition, change or removal by sending an e-mail to the last e-mail address provided by you, and/or by posting notice of such alteration on HLO, and you hereby agree that this will constitute effective notice of any such alteration. It will be your responsibility to provide us with an up to date email address, and to check from time to time for changes to the Agreement. Should an email dispatched by us to the last email address provided by you not for any reason reach you, our having dispatched that email will nevertheless constitute effective notice of the changes we were trying to inform you about. II. Your continuing to use HLO after we have dispatched an email to you containing notice of alterations to the Agreement, or after we have posted notice of such alterations on HLO, will constitute binding acceptance by you of those alterations, and agreement that such alterations shall automatically come into effect 30 days after our email giving notice to you was sent, or 30 days after notice of the changes was posted on HLO. III. For new users of HLO, alterations will be effective immediately. 5. INTELLECTUAL PROPERTY OF HLO I. All the results of intellectual activity used and posted on the HLO service, as well as the service of HLO itself, are the intellectual property of their legal owners and are protected by Russian Federation intellectual property laws II. Any use of the results of intellectual activity posted on the HLO service (including elements of visualization of the HLO service, symbols, texts, graphic images, illustrations, photos, videos and other objects) without the permission of the HLO service or legal owner of the corresponding results of intellectual activity is illegal and can serve as a reason for the trial and the involvement of violators to civil, administrative and (or) criminal liability ty in accordance with the Russian legislation. 6. ACCEPTABILITY GUIDELINES AND PROHIBITED CONDUCT I.HLO’s Acceptability Guidelines located at www.hloapp.info/Terms.txt (“the Guidelines”) are hereby incorporated into this Agreement. Under this Agreement you have a duty to familiarize yourself with these Guidelines before posting any photo, text, or links to HLO. II. You hereby acknowledge and agree that you will comply with these guidelines. III. Specifically, and without prejudice to any other provision contained in the guidelines, you warrant that you will not: A. Use HLO or any location information obtained from HLO to “stalk”, harass, intimidate, abuse, defame, threaten or defraud other Users. Nor will you collect or attempt to collect or store location or personal information about other Users; B. Use HLO if you are under the age of 18 years (or 21 years in places where that is the age of majority); C. Make use of obscene, offensive or pornographic materials, or materials that depict minors or are in any way harmful to minors in your HLO profile page; D. Use HLO for any commercial or non-private use, or any use incompatible with its intended purpose of personal, non-commercial use only; E.Send junk mail to other Users of HLO, or make unsolicited offers, advertisements or proposals to them. This includes but is not limited to unsolicited advertising, promotional materials or other solicitation material, bulk mailing of commercial advertising, chain mail, informational announcements, charity requests or requests to sign petitions; F. Use HLO for any illegal purpose, or in violation of any law, whether local, state, national, international or otherwise, including but not limited to laws governing intellectual property and other proprietary rights, data protection and privacy, and import or export control; G.Access or attempt to access the HLO account of any other User; H.Impersonate any person or entity, or falsely claim a connection with any person or entity; I. Make any misrepresentation about the source, identity or content of information transmitted via HLO; J.Remove, disable, override, circumvent, interfere with or in any way defeat the purpose of security-related features of HLO, or make any attempt to do the same. This includes features that prevent or restrict use or copying of content accessed through HLO, or features that enforce limitations on the use of HLO; K.Deliberately interfere with or damage the operation of HLO, or any User's enjoyment of HLO, by any means, including but not limited to introducing or knowingly allowing the introduction of any virus, worm, Trojan or other malicious code; L.Gain or attempt to gain unauthorized access to HLO, or any part of it, or to other accounts, computer systems or networks connected to HLO, or any part of it, through hacking, password mining or any other means, or interfere or attempt to interfere with the proper working of HLO any activities conducted on HLO; M. Use or attempt to use any robot, spider, scraper or other automated means to access HLO for any purpose without our express written permission, or bypass our robot exclusion headers or other measures we may use to prevent or restrict access to HLO, or modify HLO in any manner or form, nor to use modified versions of HLO for the purpose of obtaining unauthorized access to HLO or any other purpose; N.Post, store, transmit or in any way disseminate or allow to be transmitted or disseminated any material which a reasonable person could deem to be objectionable, defamatory, libelous, offensive, obscene, indecent, pornographic, harassing, threatening, embarrassing, distressing, vulgar, hateful, racially or ethnically or otherwise offensive to any group or individual, intentionally misleading, false, or otherwise inappropriate, regardless of whether this material or its dissemination is unlawful; O.Post, store, transmit or in any way disseminate or allow the transmission or dissemination of any material which infringes any patent, trademark, trade secret, copyright, or any other proprietary or intellectual property right; P. Use HLO or attempt to use HLO for tracking, locating, navigating or controlling any vehicle or other equipment or machinery, or any person, other than locating another User in the course of the bona fide use of the application in accordance with its intended purpose as set out in this Agreement; or Q. Use HLO or attempt to use HLO with any products, systems or applications installed or otherwise connected to or in communication with vehicles of any sort; R. Use HLO in connection with hazardous environments requiring fail-safe performance or any application in which the failure or inaccuracy of that application or of HLO could lead directly to death, personal injury, or severe physical or property damage. 7. USAGE AND TERMINATION OF SERVICE I. You acknowledge that parts of HLO may be accessed by downloading HLO to a mobile device without the need to register an account. You are responsible for the security of the mobile device on which HLO is installed or used. If you choose to use HLO, buy subscription for HLO or register for an account with HLO, you represent and warrant that: (a) all the registration information you submit is truthful and accurate; and (b) you will keep this information accurate and up to date. You are responsible for maintaining the confidentiality of your HLO login information and for the security of your mobile device, and are fully responsible for all activities that occur under your HLO account. You agree to notify HLO immediately of any unauthorized use, or suspected unauthorized use of your HLO account or any other breach of security. HLO cannot and will not be liable for any loss or damage arising from your failure to comply with the above requirements. A. HLO reserves the right (but has no obligation) to monitor any user's use of HLO, including registration attemps, and a user's use of or access to the location information or profiles of other users. B. HLO also reserves the right to disable any user’s access to HLO, including the location information or requests of other users; or to close any user’s account, for any reason and without any notice. C. You are solely responsible for your involvement with other Users, and you agree that HLO will not be responsible for any loss or damage suffered as a result of such involvement. D. HLO reserves the right (but has no obligation) to monitor disagreements between you and other Users. E. HLO reserves the right (but has no obligation) to monitor the content of meeting requests and communication for any purpose. However, HLO does not control the content of User meeting requests, and you acknowledge that you are solely responsible for all your content or material in your meeting requests. II. Please note that HLO reserves the right to refuse access to any user for any reason, without notice. 8. CONTENT SUBMITTED BY USERS I.HLO hosts content and material which has been submitted by Users (“User submissions”) and allows it to be shared and published. These User submissions and certain other information about you are subject to our privacy policy, which can be viewed at www.hloapp.info/Privacy.txt. By using HLO you are consenting to our collecting and using such information as is explained in our privacy policy. You are at all times solely responsible for your own User Submissions and for the consequences of posting or publishing them. In regard to such User submissions you affirm, represent, and warrant that; A. You own, or have the necessary licenses, rights, consents, and permissions to use, and authorize HLO to use, all intellectual property and any other proprietary rights in and to any and all User Submissions to enable inclusion and use of the User Submissions in the manner contemplated by HLO and this Agreement; B. You have the written consent, release, and/or permission of each and every identifiable individual person in the User Submission to use the name or likeness of each and every such identifiable individual person to enable inclusion and use of the User Submissions in the manner contemplated by HLO and this Agreement. For clarity, it is confirmed that you all retain all ownership rights in your User Submissions. C. You understand that when using HLO you will be exposed to User Submissions from a variety of sources, and that HLO is not responsible for the accuracy, usefulness, safety, or intellectual property rights of or relating to such User Submissions. You further understand and acknowledge that you may be exposed to User Submissions that are inaccurate, offensive, indecent or objectionable. II. HLO assumes no responsibility whatsoever in connection with or arising from User Submissions. HLO assumes no responsibility for actively monitoring User Submissions for inappropriate content. If at any time HLO chooses, in its sole discretion, to monitor User Submissions, HLO nevertheless does not assume any responsibility for the content of the User Submissions, no obligation to modify or remove any inappropriate User Submissions, and no responsibility for the conduct of the User submitting User Submissions. Further, HLO does not endorse and has no control over the content of User Submissions submitted by other Users. HLO makes no warranties, express or implied, as to the content of User Submissions or the accuracy and reliability of any User Submissions. Nonetheless, HLO reserves the right to prevent you from submitting User Submissions and to edit, restrict or remove User Submissions for any reason at any time. III. User Submissions are owned by the User who submitted them, subject to HLO's license to such User Submissions under this Agreement. User Submissions cannot be shared, displayed or duplicated by any other party other than the submitted User, except as permitted under this Agreement. IV. You hereby grant, and you represent and warrant that you have the right to grant to HLO an irrevocable, nonexclusive, royalty-free and fully paid, worldwide license to reproduce, distribute, publicly display and perform, prepare derivative works of, incorporate into other works, and otherwise use your User Submissions, and to grant sublicenses of the foregoing, solely for the purposes of including your User Submissions in HLO. You agree to irrevocably waive (and cause to be waived) any claims and assertions of moral rights or attribution with respect to your User Submissions. V. If you provide any feedback or suggestions to HLO regarding HLO (“Feedback”), you hereby assign to HLO all rights in the Feedback and agree that HLO shall have the right to use such Feedback and related information in any manner it deems appropriate. HLO will treat any Feedback you provide to it as non-confidential and non-proprietary. You agree that you will not submit to HLO any information or ideas that you consider to be confidential or proprietary. 9. THIRD-PARTY SITES, PRODUCTS AND SERVICES; LINKS I.HLO may, solely as a convenience to Users, include links to other web sites or services (“Third Party Websites”). HLO does not endorse any such linked sites or the information, material, products or services contained on such linked sites or accessible through other linked sites. Furthermore, HLO makes no express or implied warranties with regard to the information, material, products or services that are contained on or accessible through linked sites. Access and use of linked sites, including information, material, products and services on linked sites or available through linked sites is solely at your own risk. A. Your correspondence or business dealings with, or participation in promotions of, advertisers found on or through HLO are solely between you and such advertiser. You agree that HLO shall not be responsible or liable for any loss or damage of any sort incurred as the result of any such dealings or as the result of the presence of such advertisers on HLO. B. Parties other than HLO may provide services or sell products through HLO. We are not responsible for examining or evaluating, and we do not warrant the offerings of any of these businesses, nor the content of their product and service offerings. HLO does not assume any responsibility or liability for the actions, product, or content of these or any other third parties. You should carefully review their privacy statements and other terms and conditions of use. C. By your use of third party applications that connect with HLO (“Third Party Applications”), you acknowledge and agree that HLO may transmit User Submissions to Third Party Websites or Third Party Applications through application protocol interfaces developed and maintained by those Third Party Websites or Third Party Applications. HLO is not responsible for the transmission of the User Submissions from HLO to Third Party Websites or Third Party Applications, nor the use of the User Submissions on any Third Party Websites or Third Party Applications. You should review the terms of service and privacy policies of any Third Party Websites or Third Party Applications. HLO is not responsible for and does not endorse any features, content, or other materials on or available from Third Party Sites or Third Party Applications. HLO also does not screen, audit, or endorse Third Party Sites or Third Party Applications. Accordingly, if you decide to access Third Party Sites or Third Party Applications, you do so at your own risk and agree that your use of any Third Party Sites or Third Party Applications is on an “as-is” basis without any warranty as to the Third Party Sites or Third Party Applications actions, and that this Agreement does not apply to your use of any Third Party Sites or Third Party Applications. 10. ADVERTISING HLO and its licensees may publicly display advertisements and other information adjacent to Your Content. You are not entitled to any compensation for such advertisements. The manner, mode and extent of such advertising are subject to change without specific notice to you. 11. END USER LICENSES I. Mobile Device. To use HLO you must have a mobile device that is compatible with the HLO application. HLO does not warrant that HLO will be compatible with your mobile device. II. License Grant. Subject to the terms of this Agreement, HLO hereby grants you a non-exclusive, non-transferable, revocable license to (i use a compiled code copy of HLO for one account on one mobile device owned or leased solely by you, for your personal, noncommercial use. A. Restrictions. You may not: (i) modify, disassemble, decompile or reverse engineer HLO, except to the extent that such restriction is expressly prohibited by law; (ii) rent, lease, loan, resell, sublicense, distribute or otherwise transfer HLO to any third party or use HLO to provide time sharing or similar services for any third party; (iii) make any copies of HLO; (iv) remove, circumvent, disable, damage or otherwise interfere with security-related features of HLO, features that prevent or restrict use or copying of any content accessible through HLO, or features that enforce limitations on use of HLO; or (v) delete the copyright and other proprietary rights notices on HLO. B. Software Upgrades. You acknowledge that HLO may from time to time issue upgraded versions of HLO, and may automatically electronically upgrade the version of HLO that you are using on your mobile device. You consent to such automatic upgrading on your mobile device, and agree that the terms and conditions of this Agreement will apply to all such upgrades. You agree that HLO will not be liable to you for any such modifications. C. Open Source. With respect to any open source or third-party code that may be incorporated in HLO, such open source code is covered by the applicable open source or third-party license EULA, if any, authorizing use of such code. Nothing in this Agreement limits your rights under, or grants you rights that supersede, the terms and conditions of any applicable end user license for such open source software. In particular, nothing in this Agreement restricts your right to copy, modify, and distribute such open source software that is subject to the terms of the GNU General Public License. III. Rights Reserved. The foregoing license grant under this Agreement is not a sale of HLO or any copy thereof and HLO or its third party partners or suppliers retain all right, title, and interest in HLO (and any copy thereof). Any attempt by you to transfer any of the rights, duties or obligations hereunder, except as expressly provided for in this Agreement, is void. HLO reserves all rights not expressly granted under this Agreement. IV. App Stores. You acknowledge and agree that the availability of the HLO Software is dependent on the third party from which you received the HLO Software, e.g., the Android Market or Apple app store (each, an “App Store”). You acknowledge that this Agreement is between you and HLO and not with the App Store. Each App Store may have its own terms and conditions to which you must agree before downloading the HLO Software from it. You agree to comply with, and your license to use the HLO Software is conditioned upon your compliance with, all applicable terms and conditions of the applicable App Store. 12. VIOLATIONS; TERMINATION You agree that if HLO believes in good faith belief that you have violated any of the terms and conditions of this Agreement, it may terminate any account you have with HLO or your use of HLO or any portion thereof, and remove and discard all or any part of your account or any User Submission, at any time. You agree that any termination of your access to HLO or any account you may have or portion thereof may be effected without prior notice, and you agree that HLO will not be liable to you or any third-party for any such termination. HLO does not permit copyright infringing activities on HLO, and reserves the right to terminate access to HLO, and remove all content submitted, by any persons who are found to be repeat infringers. Any suspected fraudulent, abusive or illegal activity that may be grounds for termination of your use of HLO and may be referred to appropriate law enforcement authorities. These remedies are in addition to any other remedies HLO may have at law or in equity. 13. ALL WARRANTIES DISCLAIMED I.HLO (and any third-party software, services, or applications made available in conjunction with or through the HLO) are provided “as is”, “as available”, and without warranties of any kind either express or implied. HLO and its suppliers and partners, disclaim all warranties, express or implied, including but not limited to implied warranties of title, merchantability, fitness for a particular purpose, and non-infringement of proprietary rights. II. HLO and its suppliers and partners do not warrant that the functions contained in HLO will be uninterrupted or error-free, that defects will be corrected, or that HLO or the server that makes it available are free of viruses or other harmful components. III. HLO and its suppliers and partners (including third-party wireless carrier partners) do not warrant or make any representations regarding the use or the results of the use of any location information or the HLO software in terms of security, safety, correctness, accuracy, reliability, or otherwise. you (and not HLO or its suppliers or partners) assume the entire cost of any necessary services or equipment necessary to access HLO. you understand and agree that you download or otherwise obtain material or data through the use of HLO at your own discretion and risk. IV. Certain state laws do not allow limitations on implied warranties. if these laws apply to you, some or all of the above disclaimers, exclusions, or limitations may not apply to you, and you might have additional rights. 14. INDEMNIFI­CATION; HOLD HARMLESS You agree to indemnify, defend, and hold HLO (and its affiliated companies, contractors, employees, agents, and suppliers and partners) harmless from any and all claims, suits, actions, losses, costs, damages, and any other liabilities, including legal fees, brought by a third party arising out of or related to (a) your use or misuse of any location information or HLO generally, (b) any violation of the rights of any other person or entity by you, (c) any breach or violation by you of this Agreement, or (d) your use of HLO to meet another User in-person or to locate and attend any offline place or event. HLO reserves the right, at your expense, to assume the exclusive defense and control of any matter for which you are required to indemnify us, and you agree to cooperate with our defense of these claims. 15. LIMITATION OF LIABILITY AND DAMAGES I. You acknowledge and agree that under no circumstances, including negligence, will HLO (or its affiliates, contractors, employees, agents, or third-party partners or suppliers) be liable to you for any special, indirect, incidental, punitive, reliance, consequential, or exemplary damages related to or resulting from: (a) the use, disclosure, display, or maintenance of your location information; (b) your use or inability to use HLO; (c)HLO generally (including the HLO software) or systems that make HLO available; or (d) any other interactions with HLO or any other user of HLO, even if HLO or a HLO authorized representative has been advised of the possibility of such damages. you agree that the limitations of liability set forth in this section will survive any termination or expiration of this agreement and will apply even if any limited remedy specified herein is found to have failed in its essential purpose. II. In no event shall the total liability to you of HLO (or its affiliates, contractors, employees, agents, suppliers, or third-party partners or suppliers) for all damages, losses, and causes of action arising out of or relating to this agreement or your use of HLO (whether in contract, tort, warranty, or otherwise, including but not limited to negligence), exceed the amounts paid by you for accessing HLO during the twelve (12) months immediately preceding the date of your claim or fifty dollars, whichever is greater. III. Applicable law in your state may not allow the limitation or exclusion of liability or incidental or consequential damages, so the above limitation or exclusion may not apply to you. in such cases, you agree that HLO’s liability will be limited to the extent permitted by applicable law in your state. IV. Certain state laws do not allow limitations on implied warranties. if these laws apply to you, some or all of the above disclaimers, exclusions, or limitations may not apply to you, and you might have additional rights. 16. BENEFIT OF THE BARGAIN You acknowledge and agree that HLOhas offered HLO, set its prices, and entered into this agreement in reliance upon the warranty disclaimers and the limitations of liability set forth above. You further acknowledge and agree that the warranty disclaimers and the limitations of liability set forth in this agreement reflect a reasonable and fair allocation of risk between you and HLO, and that the warranty disclaimers and the limitations of liability set forth in this agreement form an essential basis of the bargain between you and HLO HLO would not be able to provide HLO to you on an economically reasonable basis without these limitations and disclaimers. 17. RELEASE You hereby release and forever discharge us (and our officers, employees, agents, successors, and assigns) from, and hereby waive and relinquish, each and every past, present and future dispute, claim, controversy, demand, right, obligation, liability, action and cause of action of every kind and nature (including personal injuries, death, and property damage), that has arisen or arises directly or indirectly out of, or relates directly or indirectly to, (1) any interactions with, or act or omission of, or User Submissions provided by, other HLO Users or (2) any third party site, products, services, and links included on or accessed through HLO 18. PAYMENTS, CANCELLATION, FINAL SALE I. Any and all payments made to HLO for use and access to HLO are final and all charges are nonrefundable. Cancellations are effective the following billing period in which payment is due. You will not receive a refund for any payment amount, even if payment was made for multiple billing periods. If you have an account set up for reoccurring billing, you may cancel your account at any time. You will continue to have the same access for any billing period or periods for which you have paid. If your profile content or your conduct within HLO violates our Terms of Service, your access and account may be immediately terminated and all payments forfeited. II. We reserve the right at any time to charge fees for access to any portion or portions of HLO. 19. TERMS OF AUTO-RENEWABLE SUBSCRIPTIONS I. The amount of automatic payment for use and access to HLO for the second and subsequent months periods equal to 7, 30, 90 days, of use is equal to the cost of access to HLO originally chosen by the User for the period of its operation, in accordance with the terms of the User Agreement. II. Funds for the new period will be primarily collected from the payment method by which the user paid for use and access to HLO the first time. 20. PERIODS OF AUTO-RENEWABLE SUBSCRIPTIONS. I. Every 7 (seven) days with automatic payment for use and access to HLO, originally purchased and paid by the user for 7 (seven) days; II. Every 30 (thirty) calendar days with automatic payment for use and access to HLO, originally purchased and paid by the user for 30 (thirty) days; III. Every 90 (ninety) calendar days with automatic payment for use and access to HLO, originally purchased and paid by the user for 90 (ninety) days; 21. MISCELLANEOUS I. Governing Law. This Agreement shall be governed by and construed in accordance with the laws of Russian Federation, without giving effect to any principles of conflicts of law. II. Jurisdiction. Except as set forth below, you agree that any action at law or in equity arising out of or relating to this Agreement or HLO shall be filed only in the state or federal courts in and for Russian Federation and you hereby consent and submit exclusively to the personal jurisdiction of such courts for the purposes of litigating any such action. Nothing in this Agreement shall prevent HLO from seeking injunctive relief in a court of competent jurisdiction. III. Arbitration. If a dispute arises between you and HLO, our goal is to learn about and address your concerns and, if we are unable to do so to your satisfaction, to provide you with a neutral and cost effective means of resolving the dispute quickly. You agree that you will notify us about any dispute you have with HLO regarding HLO by emailing us at hloapp.help@gmail.com. A. You and HLO agree that we will resolve any claim or controversy at law or equity that arises out of or relates to this Agreement or HLO (a “claim”) in accordance with this Section 21.III)1. Notwithstanding anything to the contrary, for any claim where the total amount of the award sought is less than 1000 Rubles(One thousand rubles), the party requesting relief may choose to resolve the dispute through binding non-appearance-based arbitration in accordance with the following: (A) the arbitration will be provided through a nationally-recognized alternative dispute resolution provider mutually agreed upon by the parties; (B) the arbitration will be conducted in one or more of the following manners at the option of the party initiating arbitration: telephone, online, or written submissions; (C) the arbitration will not involve any personal appearances by the parties or witnesses unless otherwise agreed by the parties; and (D) any judgment on the award rendered by the arbitrator may be entered in any court of competent jurisdiction. B. All claims between you and HLO must be resolved in accordance with this Section. All claims filed or brought contrary to this Section shall be considered improperly filed. Should you file a claim contrary to this Section, HLO may recover legal fees and costs up to 1000 Rubles(One thousand rubles), provided that HLO has notified you in writing of the improperly filed claim, and you fail to promptly withdraw the claim. Similarly, should HLO file a claim contrary to this Section, you may recover legal fees and costs up to 1000 Rubles(One thousand rubles), provided that you have notified HLO in writing of the improperly filed claim, and HLO fails to promptly withdraw the claim. The remedies in this subsection will not limit any other remedies that either party may have in law or in equity. IV. Severability, Waiver. If any provision of this Agreement shall be unlawful, void, or for any reason unenforceable, then that provision shall be deemed severable from this Agreement and shall not affect the validity and enforceability of any remaining provisions. A provision of this Agreement may be waived only by a written instrument executed by the party entitled to the benefit of such provision. The failure of any party at any time to require performance of any provision of this Agreement shall in no manner affect such party’s right at a later time to enforce the same. A waiver of any breach of any provision of this Agreement shall not be construed as a continuing waiver of other breaches of the same or other provisions of this Agreement. V. Notices. HLO may provide you with notices, including those regarding changes to this Agreement, by email, regular mail or postings on HLO. VI. Assignment. This Agreement (including the Guidelines), and any rights and licenses granted hereunder, may not be transferred or assigned by you, but may be assigned or transferred by HLO without restriction. VII. Survival. Any and all provisions related to or regarding limitation of liability, disclaimers, and indemnification hereby survive any termination of this Agreement or any termination of your use of or subscription to HLO. VIII. Headings; Entire Agreement. The heading references herein are for convenience purposes only, do not constitute a part of this Agreement and shall not be deemed to limit or affect any of the provisions hereof. The word including means including without limitation. This is the entire agreement between us relating to the subject matter herein and shall not be modified except in writing, signed by both parties, or by a change to this Agreement or Guidelines made by HLO as set forth above. IX. Claims. You and HLO agree that any cause of action arising out of or related to HLO must commence within one (1) year after the cause of action accrues. otherwise, such cause of action is permanently barred. X. Disclosures. The services hereunder are offered by HLO General Inquiries: hloapp.help@gmail.com. Effective Date, April 20, 2018 I HAVE READ THIS AGREEMENT AND AGREE TO ALL OF THE PROVISIONS CONTAINED ABOVE